How I’m Shopping the Sales with No Money!

O K A Y  S T O P  W H A T  Y O U  A R E  D O I N G… there is a new way to shop! It’s something I’ve been wishing for for so long and it’s finally here. It’s called Klarna, and trust me, you’ll love it! Also just for a heads up, this isn’t a sponsored post with them I just discovered Klarna and I need to share it!

This is just a great way to shop the sales in January when you have no money after Christmas. You can shop, try it all on, keep what you like and return what you don’t, and the best thing is you get 30 days to pay for what you keep! If you time it right you could pay it after your January payday when all the Christmas expenses are over!

I was never one for signing up to store cards to pay for items as I always believed that if you can’t afford it then just wait until you can — if you really want it it’s worth the wait! But with online shopping sometimes that’s so hard as I’m always between sizes or I want to make the most of a sale that’s on.

The idea with Klarna is that you can shop and not have to worry about paying for items you don’t keep. For example, I HATE buying jeans online, you never know how they’re going to fit and you always need to try on at least 10 pairs before you find the perfect fit! So with Klarna you can buy however much you want and you get 30 days before payment is due. If you return some or all of the items before the 30 days then you only get charged for what you keep.

Michael is going to be so happy with me now as I can stop asking for loans or to use his credit card for me to try on clothes then return them if they’re no good. Thank you Klarna!

As long as you pay it back before the 30 days you don’t get any charges, so I 100% recommend you pay it back before the deadline so it doesn’t affect your credit rating. You can use Klarna with a bunch of shops including ASOS, Topshop, Wallis, Schuh, Miss Selfridge, and loads more. It’s super easy to use during checkout and they send you a reminder email when it’s time to pay, so you don’t have to worry about forgetting.

I sometimes set a reminder on my phone, and most of the time as soon as I return any items I need to and know how much I need to pay then I pay off my remaining bill straight away.

Shop My Top Sale Picks

Disclaimer

This post is not a sponsored post I just love sharing new discoveries and this one which was too good not to share! Please do check Klarna website for more information and T&C’s.  This blog post also contains affiliate links which doesn’t affect the price you pay but it means I earn a little bit for my recommendation. Please see my disclaimer for more info.

1 Comment

  1. 2nd January 2018 / 8:52 pm

    This is such a game changer! If I shop instore, I buy maybe 1 out of 8 items, but when you have to pay for it all upfront online it ends up being like £300! I never really liked online shopping for that reason, but I feel like it will make me more likely to buy online!

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